How would a bigger down payment be beneficial to borrowers?a.A bigger down payment is only beneficial for a person applying for a home loan.b.A bigger down payment is essentially a bribe to the dealership, guaranteeing a few extra bells and whistles for free.c.A bigger down payment means that the borrower has more money, and can afford a bigger loan. d.A bigger down payment is money paid toward principal, interest free, which also decreases the amount paid monthly.