Budgeting Answers
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This graph compares consumer expenditures in three American cities from 2007 to 2010.
A
workers in Houston are more likely to have jobs with high growth rates.B
workers in New York may face a cost of living that will exceed their salaries.C
jobs in San Francisco may have higher salaries to offset the cost of living.D
jobs in Cleveland tend to pay based on an hourly wage instead of a salary.2
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How is a student loan different from a scholarship?
A
A student loan must be paid back, but a scholarship is not paid back.B
A scholarship must be paid back, but a student loan is not paid back.C
A student loan is a form of financial aid, but a scholarship is not.D
A scholarship is a form of financial aid, but a student loan is not.3
How is a federal loan different from a private loan for an education?
A
A federal loan is available for any student who meets the government’s lending standards. A private loan is only available for students who show a need.B
A federal loan is only available for students who show a need. A private loan is available for any student who meets the bank’s lending standards.C
A federal loan can only be used to pay for a student’s tuition. A private loan can be used to pay for a student’s tuition and any other expenses.D
A federal loan can be used to pay for a student’s tuition and any other expenses. A private loan can only be used to pay for a student’s tuition.4
Which interest could best help someone become an athletic trainer?
A
enjoying working with aircraftB
understanding sports injuriesC
wanting to manage workersD
enjoying working with food5
This graph compares the cost of room and board at educational institutions in Texas.
A
public community colleges are considered to be affordable alternatives to private community colleges.B
students in Texas have become increasingly drawn to technical schools over community colleges.C
many students might choose an alternative living situation over paying room and board at a four year institution.D
some Texas students have opted to delay attaining a degree in higher education for several years.6
How can an employer's retirement matching program encourage an employee to save for their retirement?
A
It increases an employee’s regular paycheck.B
It ensures financial stability in the short term.C
It boosts savings by adding extra funds to the employee's contribution.D
It enhances employee knowledge through mandatory financial seminars.7
This graph shows student loan debt in the United States from 1994 to 2009.
A
Student loan debt will most likely decrease in the coming years.B
Students have taken out higher and higher loans since 1994.C
Enrollment for higher education will soon begin to decrease.D
Tuition for higher education has risen steadily since 1994.8
Which statement describes an hourly wage job?
A
Each paycheck is the exact same regardless of number of hours worked.B
Each paycheck is less, even if an employer wants you to work more hours in a week.C
If an employer wants the employee to work more hours in a week, the result is a larger paycheck.D
If the business is closed for a holiday, the employee still gets paid regardless of available vacation hours.9
Which statement best defines tuition?
A
Tuition is federal money awarded to a student.B
Tuition is aid given to a student by an institution.C
Tuition is money borrowed to pay for an education.D
Tuition is the price of attending classes at a school.10
What is one benefit of privately issued student loans?
A
They are issued in cooperation with the student’s university to reduce costs and paperwork.B
They have lower interest rates and can be paid back with lower out-of-pocket costs.C
They are backed by the US government to ensure greater financial security.D
They are available to any student who meets lending standards, regardless of financial need.Did you find these answers helpful?
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