Sean’s mother had to make an emergency purchase of a new tire because her tire went flat while she was traveling to the store. She is not sure how much money she has in her checking account. Which method of payment should she use to be financially responsible?

Because Sean’s mother is unsure how much is in her checking account, using a debit card or writing a check could cause an overdraft if the balance is too low. A credit card lets her make the emergency purchase without immediately drawing from that account. She should choose the credit card and pay the bill on time.

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