How are the regulations for Electronic Fund Transfers (EFTs) different from those for Peer-to-Peer (P2P) payments?
A
P2P services can't keep credit card details, unlike EFTs.B
All EFTs and P2P payments are regulated by credit card rules.C
P2P payments, but not EFTs, are controlled by the Fair Credit Reporting Act.D
Both EFTs and P2P payments are covered by the Electronic Fund Transfer Act.