Aliyah is at a cafe with friends, and they want to split the bill. She has a digital wallet and a Peer-to-Peer (P2P) payment app on her phone. Why might it be best for Aliyah to use a P2P payment app to pay her part of the bill?

A P2P payment app is designed to let people send money directly to one another, which makes it useful for paying friends back for a shared bill. So the best choice is that it sends money instantly to others. It generally needs an internet connection, and it does not mean Aliyah can pay later or use cash through the app.

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