Employment and Education (CFA2) Answers

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How does an employer's presentation of retirement savings options affect employees' decisions to save?

by automatically enrolling employees to tap into their default bias

by assigning employees to different saving courses in the retirement plan

by offering various saving courses in the retirement plan

by making the plan more complex to get employees more involved

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At an educational institution, the cost of room and board includes

housing and meals.

health and dental care.

textbooks and supplies.

tuition and class fees.

This graph compares consumer expenditures in three American cities from 2007 to 2010.

workers in Houston are more likely to have jobs with high growth rates.

workers in New York may face a cost of living that will exceed their salaries.

jobs in San Francisco may have higher salaries to offset the cost of living.

jobs in Cleveland tend to pay based on an hourly wage instead of a salary.

Student-specific scholarships are awarded to students who

have impressive athletic accomplishments.

have impressive academic achievements.

demonstrates a specific skill

are members of a certain group.

This graph compares the cost of room and board at educational institutions in Texas.

public community colleges are considered to be affordable alternatives to private community colleges.

students in Texas have become increasingly drawn to technical schools over community colleges.

many students might choose an alternative living situation over paying room and board at a four year institution.

some Texas students have opted to delay attaining a degree in higher education for several years.

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