Answers2026-2027 Personal Finance w Mrs. RoudybushEmployment and Education

Employment and Education Answers

11 verified answers
1
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Completing the FAFSA could help decide whether a student

A
deserves a merit-based award.
B
should receive student-specific financial aid.
C
should be given an athletic scholarship.
D
requires an academic scholarship.
2
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These lists provide information about two jobs.

Question illustration
A
Job A has a lower salary than job B, but the benefits make job A a more attractive pay package.
B
Job B has a lower salary than job A, but the benefits make job B a more attractive pay package.
C
Job A has a higher salary than job B plus benefits that make job A a more attractive pay package.
D
Job B has a higher salary than job A plus benefits that make job B a more attractive pay package.
3

What is one benefit of privately issued student loans?

A
They are issued in cooperation with the student’s university to reduce costs and paperwork.
B
They have lower interest rates and can be paid back with lower out-of-pocket costs.
C
They are backed by the US government to ensure greater financial security.
D
They are available to any student who meets lending standards, regardless of financial need.
4

Which interest could best help someone become an athletic trainer?

A
enjoying working with aircraft
B
understanding sports injuries
C
wanting to manage workers
D
enjoying working with food
5

Which statement best explains a grant?

A
A grant is money awarded to a student, usually based on financial need.
B
A grant is aid given to a student by an institution, often based on academic success.
C
A grant is money borrowed by a student to pay for an education that will need to be repaid.
D
A grant is the price of attending classes at a school.
6

This graph compares the cost of room and board at educational institutions in Texas.

Question illustration
A
public community colleges are considered to be affordable alternatives to private community colleges.
B
students in Texas have become increasingly drawn to technical schools over community colleges.
C
many students might choose an alternative living situation over paying room and board at a four year institution.
D
some Texas students have opted to delay attaining a degree in higher education for several years.
7

One reason a student may seek a federal student loan instead of a private student loan is that

A
private loans carry a higher interest rate than federal loans.
B
federal loans are obtained by banks, while private loans are backed by the government.
C
federal loans must be paid back more quickly than private loans.
D
private loans are only available to parents, while federal loans may be issued to the student.
9

Which statement best defines tuition?

A
Tuition is federal money awarded to a student.
B
Tuition is aid given to a student by an institution.
C
Tuition is money borrowed to pay for an education.
D
Tuition is the price of attending classes at a school.
10

Which educational institutions typically cost the most to attend?

A
vocational schools
B
community colleges
C
public universities
D
private colleges
16

How does an employer's presentation of retirement savings options affect employees' decisions to save?

A
by automatically enrolling employees to tap into their default bias
B
by assigning employees to different saving courses in the retirement plan
C
by offering various saving courses in the retirement plan
D
by making the plan more complex to get employees more involved
18

How can an employer's retirement matching program encourage an employee to save for their retirement?

A
It increases an employee’s regular paycheck.
B
It ensures financial stability in the short term.
C
It boosts savings by adding extra funds to the employee's contribution.
D
It enhances employee knowledge through mandatory financial seminars.

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Employment and Education Answers — 2026-2027…