Employment and Education Answers
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1
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What is one benefit of privately issued student loans?
A
They are issued in cooperation with the student’s university to reduce costs and paperwork.B
They have lower interest rates and can be paid back with lower out-of-pocket costs.C
They are backed by the US government to ensure greater financial security.D
They are available to any student who meets lending standards, regardless of financial need.2
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Which statement best explains a grant?
A
A grant is money awarded to a student, usually based on financial need.B
A grant is aid given to a student by an institution, often based on academic success.C
A grant is money borrowed by a student to pay for an education that will need to be repaid.D
A grant is the price of attending classes at a school.3
Which statement describes an hourly wage job?
A
Each paycheck is the exact same regardless of number of hours worked.B
Each paycheck is less, even if an employer wants you to work more hours in a week.C
If an employer wants the employee to work more hours in a week, the result is a larger paycheck.D
If the business is closed for a holiday, the employee still gets paid regardless of available vacation hours.4
Work-study is a program that includes
A
working at an outside job to help pay for school.B
taking a school job to help pay for an education.C
agreeing to serve in the military for financial aid.D
participating in a service program to receive aid.5
This graph shows student loan debt in the United States from 1994 to 2009.
A
Student loan debt will most likely decrease in the coming years.B
Students have taken out higher and higher loans since 1994.C
Enrollment for higher education will soon begin to decrease.D
Tuition for higher education has risen steadily since 1994.6
How can an employer's retirement matching program encourage an employee to save for their retirement?
A
It increases an employee’s regular paycheck.B
It ensures financial stability in the short term.C
It boosts savings by adding extra funds to the employee's contribution.D
It enhances employee knowledge through mandatory financial seminars.7
How is a student loan different from a scholarship?
A
A student loan must be paid back, but a scholarship is not paid back.B
A scholarship must be paid back, but a student loan is not paid back.C
A student loan is a form of financial aid, but a scholarship is not.D
A scholarship is a form of financial aid, but a student loan is not.8
This graph compares the cost of room and board at educational institutions in Texas.
A
public community colleges are considered to be affordable alternatives to private community colleges.B
students in Texas have become increasingly drawn to technical schools over community colleges.C
many students might choose an alternative living situation over paying room and board at a four year institution.D
some Texas students have opted to delay attaining a degree in higher education for several years.9
Which statement best defines tuition?
A
Tuition is federal money awarded to a student.B
Tuition is aid given to a student by an institution.C
Tuition is money borrowed to pay for an education.D
Tuition is the price of attending classes at a school.10
At an educational institution, the cost of room and board includes
A
housing and meals.B
health and dental care.C
textbooks and supplies.D
tuition and class fees.Did you find these answers helpful?
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