Employment and Education Answers
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How is a federal loan different from a private loan for an education?
A
A federal loan is available for any student who meets the government’s lending standards. A private loan is only available for students who show a need.B
A federal loan is only available for students who show a need. A private loan is available for any student who meets the bank’s lending standards.C
A federal loan can only be used to pay for a student’s tuition. A private loan can be used to pay for a student’s tuition and any other expenses.D
A federal loan can be used to pay for a student’s tuition and any other expenses. A private loan can only be used to pay for a student’s tuition.2
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Besides the cost of tuition, what additional educational expenses must students pay? Check all that apply.housingmealssuppliestextbooksclasses
A
housingB
mealsC
suppliesD
textbooksE
classes3
Which interest could best help someone become an athletic trainer?
A
enjoying working with aircraftB
understanding sports injuriesC
wanting to manage workersD
enjoying working with food4
What is one benefit of privately issued student loans?
A
They are issued in cooperation with the student’s university to reduce costs and paperwork.B
They have lower interest rates and can be paid back with lower out-of-pocket costs.C
They are backed by the US government to ensure greater financial security.D
They are available to any student who meets lending standards, regardless of financial need.5
Which statement describes an hourly wage job?
A
Each paycheck is the exact same regardless of number of hours worked.B
Each paycheck is less, even if an employer wants you to work more hours in a week.C
If an employer wants the employee to work more hours in a week, the result is a larger paycheck.D
If the business is closed for a holiday, the employee still gets paid regardless of available vacation hours.6
Completing the FAFSA could help decide whether a student
A
deserves a merit-based award.B
should receive student-specific financial aid.C
should be given an athletic scholarship.D
requires an academic scholarship.7
Work-study is a program that includes
A
working at an outside job to help pay for school.B
taking a school job to help pay for an education.C
agreeing to serve in the military for financial aid.D
participating in a service program to receive aid.8
This graph compares the total cost of attending educational institutions in Texas.
A
technical schools greatly varies.B
vocational schools greatly varies.C
four-year universities greatly varies.D
community colleges greatly varies.9
Which educational institutions typically cost the most to attend?
A
vocational schoolsB
community collegesC
public universitiesD
private colleges10
One reason a student may seek a federal student loan instead of a private student loan is that
A
private loans carry a higher interest rate than federal loans.B
federal loans are obtained by banks, while private loans are backed by the government.C
federal loans must be paid back more quickly than private loans.D
private loans are only available to parents, while federal loans may be issued to the student.Did you find these answers helpful?
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