Employment and Education Answers
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This graph compares the total cost of attending educational institutions in Texas.
A
technical schools greatly varies.B
vocational schools greatly varies.C
four-year universities greatly varies.D
community colleges greatly varies.2
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One reason a student may seek a federal student loan instead of a private student loan is that
A
private loans carry a higher interest rate than federal loans.B
federal loans are obtained by banks, while private loans are backed by the government.C
federal loans must be paid back more quickly than private loans.D
private loans are only available to parents, while federal loans may be issued to the student.3
How is a student loan different from a scholarship?
A
A student loan must be paid back, but a scholarship is not paid back.B
A scholarship must be paid back, but a student loan is not paid back.C
A student loan is a form of financial aid, but a scholarship is not.D
A scholarship is a form of financial aid, but a student loan is not.4
Which statement best explains a grant?
A
A grant is money awarded to a student, usually based on financial need.B
A grant is aid given to a student by an institution, often based on academic success.C
A grant is money borrowed by a student to pay for an education that will need to be repaid.D
A grant is the price of attending classes at a school.5
At an educational institution, the cost of room and board includes
A
housing and meals.B
health and dental care.C
textbooks and supplies.D
tuition and class fees.6
Student-specific scholarships are awarded to students who
A
have impressive athletic accomplishments.B
have impressive academic achievements.C
demonstrates a specific skillD
are members of a certain group.7
How does an employer's presentation of retirement savings options affect employees' decisions to save?
A
by automatically enrolling employees to tap into their default biasB
by assigning employees to different saving courses in the retirement planC
by offering various saving courses in the retirement planD
by making the plan more complex to get employees more involved8
This graph shows student loan debt in the United States from 1994 to 2009.
A
Student loan debt will most likely decrease in the coming years.B
Students have taken out higher and higher loans since 1994.C
Enrollment for higher education will soon begin to decrease.D
Tuition for higher education has risen steadily since 1994.9
Which statement describes an hourly wage job?
A
Each paycheck is the exact same regardless of number of hours worked.B
Each paycheck is less, even if an employer wants you to work more hours in a week.C
If an employer wants the employee to work more hours in a week, the result is a larger paycheck.D
If the business is closed for a holiday, the employee still gets paid regardless of available vacation hours.10
How can an employer's retirement matching program encourage an employee to save for their retirement?
A
It increases an employee’s regular paycheck.B
It ensures financial stability in the short term.C
It boosts savings by adding extra funds to the employee's contribution.D
It enhances employee knowledge through mandatory financial seminars.Did you find these answers helpful?
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