To minimize finance charges calculated by the daily balance method, when in the billing cycle is it best to make purchases and payments?a.Both purchases and payments should be made early in the billing cycle.b.Both purchases and payments should be made late in the billing cycle.c.Payments should be made early in the billing cycle, and purchases should be made late in the billing cycle.d.Purchases should be made early in the billing cycle, and payments should be made late in the billing cycle.