David has a credit card with an APR of 13.59% and a 30-day billing cycle. The table below details David’s transactions with that credit card in the month of November. Date Amount ($) Transaction 11/1 1,998.11 Beginning balance 11/5 43.86 Purchase 11/16 225.00 Payment 11/23 61.21 Purchase Between the previous balance method and the daily balance method, which method of calculating David’s November finance charge will result in a greater finance charge, and how much greater will it be? a. The daily balance method will have a finance charge $1.59 greater than the previous balance method. b. The daily balance method will have a finance charge $0.40 greater than the previous balance method. c. The previous balance method will have a finance charge $0.96 greater than the daily balance method. d. The previous balance method will have a finance charge $2.55 greater than the daily balance method. Please select the best answer from the choices provided