Omar is having trouble paying his rent and making minimum payments on his student loan and credit cards. What should Omar consider doing to improve his situation?

A consumer credit counselor can help Omar review his income and expenses, build a budget, and explore ways to manage his debts. Taking on another credit card or personal loan could add more debt, while paying less than the minimum may lead to fees and harm his credit. The best choice is to get budgeting advice from a consumer credit counselor.

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