Why is the APR considered the most important factor to be mindful of in a car loan?a.The APR helps a customer determine the true cost of the loan, allowing them to compare many loans and choose the most advantageous one.b.The current national APR helps a consumer decide how much they want to spend on a car. c.The APR determines how many cars a dealership can sell.d.The APR of a loan is directly related to the quality of the associated car loan.