Which of the following is not a way health insurance helps to save you money?a.In many cases, your employer will pay a certain portion of your health insurance premium.b.Some health care plans have made arrangements with health care providers to offer their services at a lower rate.c.Many times, you only have to pay a deductible to receive goods or services. The remaining balances are paid by your insurer.d.Most health care plans set a portion of your premium aside in an escrow account so that you have money available in case of a medical emergency.