In what ways do individuals pay for a portion of healthcare expenses? (Select all that apply.)

Individuals commonly share healthcare costs by paying insurance premiums, a deductible, and co-insurance. Premiums are regular payments for coverage; a deductible is what a person pays toward covered care before the plan begins paying; and co-insurance is the person’s share of costs after the deductible. Billing the insurance company is an administrative step, not an individual payment.

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