Lailah is evaluating homeowner insurance options to ensure coverage in her earthquake-prone area. Below are the details from two different policies. Policy E: Annual cost of $1,500 , covers natural disasters, $1,000 deductible, includes home appliance insurance Policy F: Annual cost of $1,200 , covers only theft and fire, $1,200 deductible, does not include home appliance insurance If Lailah also has expensive appliances, which policy should she choose to protect her assets best?