Housing Inequality — Quiz Answers

10 verified answers
1
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Which occurrence is an example of de facto segregation?

A
redlining
B
restrictive covenant
C
suburbanization
D
steering
2
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How has redlining impacted neighborhood public schools?

A
They have more funding because residents are low-income.
B
They receive funding equal to all other schools in the nation.
C
They receive funding from sources other than property taxes.
D
They have less funding because property taxes are lower.
3

What long-term effect do disparities in educational opportunities in historically redlined communities have on students from those areas?

A
higher education is more accessible
B
cost of living increases
C
property taxes are higher
D
earning potential is limited
4

What contributed to the formation of ghettos in the post-World War II era?

A
Black veterans moved into the suburbs.
B
Black veterans were often refused loans.
C
The GI Bill provided veterans with benefits.
D
Veterans moved away from the suburbs.
5

What does "de jure segregation” refer to?

A
racial separation due to location
B
racial separation enforced by law
C
racial separation based on economics
D
racial separation occurring by choice
6

How did policies such as the GI Bill and FHA loans contribute to the racial segregation of neighborhoods?

A
by making benefits more accessible to White Americans
B
by classifying racially homogeneous suburban areas at risk
C
by providing low-cost mortgages to Black Americans
D
by encouraging residents of color to purchase homes
7

What is steering?

A
providing less favorable loan or mortgage terms to people based on their race or ethnicity
B
creating maps to grade neighborhoods based on their perceived stability and risk factors
C
guiding people toward or away from certain neighborhoods based on their race or ethnicity
D
encouraging people to sell homes in urban areas and purchase new ones in suburban areas
8

What are ghettos?

A
industrial areas where various types of manufacturing take place
B
agricultural areas with limited housing and few medical facilities
C
rapidly growing suburban areas that generate wealth for residents
D
urban areas with limited economic opportunities and substandard housing
9

Which occurrence is an example of de jure segregation?

A
White flight
B
redlining
C
discriminatory lending
D
steering

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