Identity Theft — Quiz Answers

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Akil notices he left his debit card at the store. He returns immediately to the store, but no one can locate the card. He believes it may have been stolen. He checks his account and does not see any money missing. How can Akil best protect himself from identity theft?

A
Akil should contact his bank and request to change his PIN.
B
Akil should log into his bank account and change his password.
C
Akil should contact his bank immediately to obtain a new card, account number, PIN, and password.
D
Akil should wait before going to the bank, since he does not see any money missing from his account.
3

Rose is going on vacation. What protective measures should she take to be proactive against identity theft?

A
Rose should be sure to leave a note on her door for a delivery person letting them know she is not home.
B
Rose should be sure to post where she is on her trip so that her neighbors know where she is.
C
Rose should ask someone she trusts to collect her mail on a regular basis.
D
Rose should leave a note in her mailbox to let her mail carrier know that she is out of town.
4

Denzel is saving to buy a house and knows he needs a good credit score to qualify for a low-rate mortgage. He has been regularly checking his credit score. How can Denzel protect himself from identity theft?

A
Denzel should respond to the emails and texts that he receives advertising great mortgage rates.
B
Denzel should throw offers for new credit cards that he receives in the mail in the trash.
C
Denzel should contact the three credit bureaus to place a freeze on his reports.
D
Denzel should begin to check his credit score every week rather than once a month.
5

Which is an example of protected personal information?

A
the digits in a zip code
B
the characters on a license plate
C
the digits in a work phone number
D
the characters in a driver’s license number
6

Priya filed a medical claim with her insurance company that was denied. She contacted the insurance company and discovered that someone else had been filing fraudulent claims using her name and information. What initial steps should Priya take to repair and correct this situation after filing a report with the FTC?

A
Priya should share the FTC report with the police and contact the Internal Revenue Service to report the identity theft.
B
Priya should share the FTC report with the police and contact all her friends and family to share the identity theft incident.
C
Priya should share the FTC report with the police and contact her medical providers to report the identity theft.
D
Priya should share the FTC report with the police and contact the medical insurance company to report the identity theft.
7

Amir has noticed an increase in junk email and spam that include suspicious links. Which proactive step should Amir take to secure his personal information and data?

A
Amir should reply to the spam emails asking them to stop sending spam and junk emails.
B
Amir should post pictures of the emails in online forums or on social media platforms to seek advice on how to deal with the junk email issue.
C
Amir should change his email account password and enable multi-factor authentication.
D
Amir should click on the suspicious links to investigate their legitimacy and gather more information about the source of the spam emails.
8

Which of these represents an example of identity theft?

A
receiving a phishing email but not providing personal information
B
providing your social security number when filling out a job application
C
using another person’s credit card to make unauthorized purchases
D
sharing a password for a streaming service with a family member
9

Daniella attempted to file her tax return and learned that someone had already filed a fraudulent return using her name. After contacting the FTC and the IRS, which step would help to resolve the issue?

A
Daniella should confront the person who filed the fraudulent return and demand an explanation.
B
Daniella should post about the issue on social media and wait for a response from the IRS.
C
Daniella should contact the three major credit bureaus to place a freeze on her credit.
D
Daniella should ignore the issue and hope that it will resolve itself over time.
10

Sami recently went on vacation and posted pictures of her trip on her social media. She then updated some of her passwords. Shortly after she noticed unusual activity on her social media account but not on any other accounts. How can Sami protect herself from identity theft?

A
Sami should close her account, change and strengthen all her passwords, and keep watch over all her accounts.
B
Sami should close her social media account, open a new one, and change the password.
C
Sami should close her social media account and contact the provider letting them know their site is not secure.
D
Sami should close all her social media accounts as well as all banking and other financial accounts.

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