Answers FL-2102373-Personal Finance and Money Management HonorsContracts

Identity Theft Answers

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Who should you contact if your personal identity has been compromised?

your local library

a family member or friend

your local law enforcement agency

customer support of your favorite online shopping site

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Karen received a letter from her place of employment indicating that a data breach occurred within the organization and that personal employee information has been compromised.Which type of theft does this scenario represent?

online identity theft

medical identity theft

financial identity theft

employment identity theft

Mya regularly orders online from a big-box store, so she keeps her credit card information saved in her store account. While reviewing last month’s credit card statement, she noticed purchases she did not personally make with that store.Which steps would help Maya resolve the issue?

Mya should contact the credit company and place a credit freeze on her accounts.

Mya should contact the credit card company and update her store account with a different credit card.

Mya should contact the credit card company and remove her credit card information from her store account.

Mya should contact the credit card company and no longer make purchases with that big-box store since their site is not secure.

What are suggested guidelines for resetting and remembering passwords?

Change passwords every few months, use the same password for different accounts, and consider using a password manager.

Change passwords every few months, use the same password for different accounts, and consider using multi-factor authentication.

Change passwords every few months, do not use the same password for different accounts, and consider using a password manager.

Change passwords every few months, consider using multi-factor authentication, and keep a written password journal to avoid reusing passwords.

Matteo received a text message from his payment app (P2P) alerting him of a deposit made to his account from someone he did not recognize.Which proactive steps should Matteo take to protect his financial information?

Matteo should delete the text, report it as junk, and change his password or PIN.

Matteo should forward the text message to all his contacts to show them how easily fraud can occur.

Matteo should contact the phone number mentioned in the text message and provide his banking details for further assistance.

Matteo should reply to the text message and provide his personal and financial information to verify his identity and claim the deposit.

Sami recently went on vacation and posted pictures of her trip on her social media. She then updated some of her passwords. Shortly after she noticed unusual activity on her social media account but not on any other accounts.How can Sami protect herself from identity theft?

Sami should close her social media account, open a new one, and change the password.

Sami should close all her social media accounts as well as all banking and other financial accounts.

Sami should close her social media account and contact the provider letting them know their site is not secure.

Sami should close her account, change and strengthen all her passwords, and keep watch over all her accounts.

Mark and Tonya are applying for a car loan and have been denied. They know they have no other debt, and their bills are always paid on time. When the loan officer shows them their low credit score, they review their credit report to see several new credit accounts with large balances opened in their name.Which type of theft does this scenario represent?

online identity theft

medical identity theft

financial identity theft

employment identity theft

Denzel is saving to buy a house and knows he needs a good credit score to qualify for a low-rate mortgage. He has been regularly checking his credit score.How can Denzel protect himself from identity theft?

Denzel should contact the three credit bureaus to place a freeze on his reports.

Denzel should begin to check his credit score every week rather than once a month.

Denzel should throw offers for new credit cards that he receives in the mail in the trash.

Denzel should respond to the emails and texts that he receives advertising great mortgage rates.

Which of the following represents an example of identity theft?

using another person’s credit card to make unauthorized purchases

sharing a password for a streaming service with a family member

providing your social security number when filling out a job application

receiving a phishing email but not providing personal information

Talia noticed a small charge in her checking account that she did not recognize. She has not experienced any other signs of identity theft.What should Talia do next to be proactive?

Contact her bank to dispute the charge and request a new card.

Continue to watch for any other fraudulent activity on all accounts.

Call the company associated with the charge to dispute the transaction.

Contact her credit card companies to see if they’ve noticed any suspicious activity.

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Identity Theft Answers

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