Eunice, a 42-year-old woman, is a software developer. Hayes, a 38-year-old man, is a data analyst. Both are purchasing a variable life insurance policy. Each policy offers a $350,000 death benefit, but the premiums differ based on age, occupation, and gender. Eunice's policy: Monthly premium: $160 Duration: 20 years Death benefit: $350,000 Hayes's policy: Monthly premium: $145 Duration: 20 years Death benefit: $350,000 What is the difference between Eunice's and Hayes's total premiums?