“If you lose your credit card or someone steals it, you do not have to pay more than $50.00. The Federal Truth in Lending Act offers this protection, so no further insurance is necessary. If your card is stolen or lost, you should immediately call to report it. They will cancel the card from being used for purchases, and they will send you a new card. It is a good idea to make a list of all your card account numbers and a list of phone numbers for these accounts. When you travel, take the list of phone numbers in case you lose one, or it is stolen while traveling. DO NOT take the list of account numbers. In-store purchases require a card, and most online purchases require an expiration date and 3 digit code from the back of the card, but it is best not to take any chances.”What is the Federal Truth in Lending Act?a.A law that protects you from having to pay for fraudulent charges on your credit cardc.A law that protects lenders from losses related to theft and fraud.b.A law that requires you to provide honest answers to a credit card companies inquiries.d.A law that requires you to create a list of all your credit card account numbers and bring them with you when you travel.