In which of the following cases would you most likely buy a point when closing on a home loan?a.The monthly payment is reduced by $8 and you plan to sell the home at the end of 3 years.b.The monthly payment is reduced by $10 and you plan to sell the home at the end of 4 years.c.The monthly payment is reduced by $12 and you plan to sell the home at the end of 5 years.d.The monthly payment is reduced by $14 and you plan to sell the home at the end of 7 years.