Other Costs of Buying a Home Answers

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41
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Experience and perception changes the way people look at an image. For example, a serpent represents creation, power, and birth in many cultures, but also represents what in other cultures?

A
A serpent represents the continuation of life and its cycle.
B
A serpent represents an image that is sly, cunning, and evil.
C
A serpent represents spirit and strength.
D
A serpent represents the head god in several tribal religions.
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Why are closing costs a one time fee?

A
Payment of closing costs is required because it is a sign to the lending institution that the investor has every intention of making payments on time.
B
If closing costs were paid over time, they would most likely be forgotten and never paid off.
C
Most home buyers pay for their houses in full, and consequently pay for the closing costs in full as well.
D
The closing costs cover titles, taxes, and realtor costs. After closing, the only monetary obligation is to the lending party.
43

A lender estimates the closing costs on a home loan will be 3% of the loan amount of $180,000. The actual closing costs are listed below. Closing Cost Charge Loan origination $345 Title insurance $600 Attorney's fees $1,350 Appraisal $480 Inspection $550 Recording fees $175 Escrow $1,900 Evaluate the lender's good faith estimate.

A
The lender made an excellent estimate; it was equal to the actual closing costs.
B
The lender made a very good estimate; it was within 0.25% of the actual closing costs.
C
The lender made a fairly good estimate; it was between 0.25% and 0.5% of the actual closing costs.
D
The lender made a poor estimate; it was higher than 0.5% of the actual closing costs.
45

What does the comparison of the writer’s pen to a gun suggest about the pen?

A
that the pen is a powerful weapon
B
that the pen is weak and unimportant
C
that the pen is an old and outdated tool
46

Read the excerpt from "Digging."Till his straining rump among the flowerbedsBends low, comes up twenty years awayStooping in rhythm through potato drillsWhere he was digging.

A
It emphasizes that working in fields is difficult and strenuous.
B
It draws attention to the speaker’s connection to the field.
C
It suggests that the father does not want to plant new potatoes.
D
It reveals that potatoes were the main crop of Ireland.
47

Iconography refers to ______________________

A
the study of culture and society in art.
B
the influence of gender on the imagery and message in art.
C
the Elements of Art used to create a work of art.
D
the study of symbols and images in art.
51

Look at the picture of John Harrison painted by artist Philippe Joseph Tassaert.

Question illustration
A
to make the text more engaging by putting a face with Harrison’s name
B
to emphasize that Harrison is the most important topic in the text
C
to help the reader understand Harrison’s chronometer better
D
to encourage the reader to appreciate Harrison’s genius
52

Read the excerpt from "Digging."Between my finger and my thumb The squat pen rests; snug as a gun.

A
The positive connotation of the word does not clarify whether the writer enjoys holding his pen.
B
The negative connotation of the word highlights the idea that writing is a difficult profession.
C
The positive connotation of the word emphasizes how comfortable the speaker is holding his pen.
D
The negative connotation of the word shows how unpleasant the speaker finds the pen.
53

In relation to art, Marxism is _____________________

A
is the influence the gender of both the artist and the viewer has in art.
B
the method that interprets artworks in the light of their economic and social contexts.
C
the meaning of symbols and images in an artwork.
D
the use of the Elements of Art present in a piece of art.
54

Which line would be best to include in a summary of "Early Victorian Tea Set”?

A
British citizens should not have been so aggressive when planting tea in India.
B
Do you like to drink tea? Me, too! This chapter is about tea in Great Britain.
C
I disagree with MacGregor’s opinion that the quest for tea caused much violence worldwide.
D
MacGregor shows that the British desire for tea changed many nations around the world.
56

Iconology is ________________

A
the meaning of symbols and images in a piece of work.
B
the manipulation of objects in order to create a desired mood.
C
the study of the meaning and imagery in art in its broader cultural or artistic context.
D
the influence of economic and social circumstances in art.
57

A lender estimates the closing costs on a home loan will be 3% of the loan amount of $180,000. The actual closing costs are listed below. Closing Cost Charge Loan origination $345 Title insurance $600 Attorney's fees $1,350 Appraisal $480 Inspection $550 Recording fees $175 Escrow $1,900 Evaluate the lender's good faith estimate.

A
The lender made an excellent estimate; it was equal to the actual closing costs.
B
The lender made a very good estimate; it was within 0.25% of the actual closing costs.
C
The lender made a fairly good estimate; it was between 0.25% and 0.5% of the actual closing costs.
D
The lender made a poor estimate; it was higher than 0.5% of the actual closing costs.
60

Read the excerpt from "Digging."Under my window, a clean rasping soundWhen the spade sinks into gravelly ground:My father, digging. I look downRead the haiku by Bashō. Clear water—a tiny crab crawling up my leg.Which statement best describes the similarities between the excerpt from "Digging” and the haiku?

A
Both use alliteration to connect ideas and create interesting sounds.
B
Both are disjointed by the sound devices used by the poets.
C
Both explore the topic of farming.
D
Both shift from the present time to the past.

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