Athena is a graphic designer who travels internationally for work about four times a year. She frequently dines out, both at home and during her travels. Athena also enjoys online shopping and often makes significant purchases at department stores. Additionally, she carries a balance on her credit card occasionally and is looking for a card that offers some flexibility in payments. Athena is also mindful of annual fees but is willing to pay if the benefits outweigh the cost. Given Athena's financial profile and lifestyle, which credit card would be the most suitable for her needs?
Answer
A
The Traveler's Advantage Card best matches Athena's needs, due to its travel and dining rewards, despite its annual fee and high interest on carried balances.
B
None of the above cards perfectly match Athena's needs; she might benefit from having a combination of these cards.
C
The Shopper's Reward Bonanza Card best matches Athena's needs, considering her frequent department store purchases and special financing offers, and despite the need to enroll in bonus categories.
D
The Everyday Savings Card best matches Athena's needs, for its simple cash back structure and no annual fee, although it lacks significant travel benefits.