Which of the following would least likely have a negative impact on determining eligibility for a home loan?

A higher-paying job can improve your ability to make mortgage payments and may strengthen your debt-to-income ratio, so it is least likely to hurt loan eligibility. Losing investment money can reduce your assets, and late car payments can damage your credit history. Increasing a credit limit can also affect credit use or lead to more debt, so it is less clearly favorable than earning more.

AI-written and checked against the verified answer.