Hope, a 50-year-old woman, is an architect. Jaylene, a 28-year-old woman, is a teacher. Both are purchasing a variable life insurance policy. Both policies offer a $450,000 death benefit, but the premiums differ based on age, occupation, and gender. Hope's policy: Monthly premium: $200 Duration: 15 years Death benefit: $450,000 Jaylene's policy: Monthly premium: $110 Duration: 15 years Death benefit: $450,000 What is the difference between Hope's and Jaylene's total premiums?