Why is deferment an important aspect of student loans? a.Most students are unable to make monthly payments while studying, so deferment allows them to focus on studying.b.Even if students are able to pay for their loan, they don't need to take on the responsibilities of paying back the loan.c.Deferment allows students to miss payments every so often, because being a college student is tough.d.Deferment is only beneficial to a student if they are a full-time student.