Topic Test Answers

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83

Earning a promotion is made easier if you know the ______.

A
First and last name of your supervisor
B
Password to your company’s database is
C
Kind of characteristics your company values
D
Lunch order your supervisor favors
85

Answer the following question in 3-4 complete sentences. Describe the sculpture above, including the technique used to create it? How does it interact with its natural environment?

Question illustration
Answer:

The sculpture is a stacked rock cairn or spiral arrangement fading from light to dark stones. It was created using the technique of balancing and piling natural rocks without mortar. The work interacts with its natural environment by blending into the landscape using local materials while highlighting the contrast between human arrangement and untouched nature.

86

Which of the following statements is true?

A
A 30 year fixed mortgage will always result in the lowest payment.
B
You must have at least a 20% down payment to get a competitive interest rate.
C
The lower your interest rate is, the lower your monthly payments are.
D
The faster you pay off your mortgage, the lower your monthly payments are.
87

Which choice best approximates the theme of the final section of “Ode to the West Wind”? Support your interpretation, citing details from the poem.a. The poet wants to have a singing voice as musical and lovely as the sound of the West Wind.b. The poet wishes his verse could empower and enliven all people with the potency carried by the West Wind.c. The poet wants to be resurrected after his death.d. The poet wants to fly across the earth on the driving power of the West Wind.

Answer:

The best choice is b: the poet wishes his verse could empower and enliven all people with the potency carried by the West Wind. In the final section, the speaker asks the wind to “Drive my dead thoughts over the universe / Like withered leaves, to quicken a new birth.” He also says, “Be through my lips to unawakened earth / The trumpet of a prophecy!” These lines show that he wants his poetry to spread like the wind and inspire renewal, change, and hope in others.

88

Define the phrase “Thinking at the Margin.”

Answer:

Thinking at the margin means making decisions by comparing the extra costs and extra benefits of doing a little more or a little less of something.

89

Answer the following question in 3-4 complete sentences. Examine the two advertisements above. In your opinion, is advertisement, like the two above, a form of art? Use terms and concepts from the lesson to support your opinion.

Question illustration
Answer:

Yes, advertisements like these can be considered a form of art because they use creative visual design to communicate a message. The Nike swoosh, for example, uses a simple, curved shape and strong contrast to create a memorable image. Designers arrange elements such as shape, color, and composition to attract viewers and express a brand’s identity. Advertising has a persuasive purpose, but that purpose does not prevent it from being artistic.

90

What would a programmer expect to find at an online help site hosted by a software company that develops a programming language?

A
answers to frequently asked questions about using the programming language
B
answers to frequently asked questions about programming as a career choice
C
help using web browsers to surf websites that host technical news
D
help using websites that connect recruiters to technical professionals
93

As you move through your career and begin to seek promotions, it is helpful to ______.

A
Target and train for specific career promotions which fit your needs
B
Remain tied to traditional practices in a technologically advancing age
C
Show commitment to always doing your job in the same way no matter what
D
Compile your professional development and growth every ten years
95

Choose a universal theme that you’ve seen in literature from different cultures. Why do you think this theme is so important?

Answer:

One universal theme found in literature from many cultures is the struggle between good and evil. This theme is important because people everywhere face choices between right and wrong, and stories help readers understand morals, consequences, and the value of doing what is right.

98

A lender estimates the closing costs on a home loan will be 3.75% of the loan amount of $120,000. The actual closing costs are listed below. Closing Cost Charge Loan origination $300 Title insurance $600 Attorney’s fees $1,250 Appraisal $550 Inspection $525 Recording fees $125 Escrow $2,000 Evaluate the lender’s good faith estimate.

A
The lender made an excellent estimate; it was equal to the actual closing costs.
B
The lender made a very good estimate; it was within 0.25% of the actual closing costs.
C
The lender made a fairly good estimate; it was between 0.25% and 0.5% of the actual closing costs.
D
The lender made a poor estimate; it was off by more than 0.5% of the actual closing costs.

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Topic Test Answers — Financial Math - MA2007