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TelemarketerSecurity guardReal estate brokerMedian annual income$20,990$21,530$60,790Education & trainingshort-term on-the-job trainingshort-term on-the-job trainingwork experience, collegeTotal employment 2006395,0001,040,000131,000Total employmentprojected 2016356,0001,216,000146,000Antonio wants to choose a career path in which he would earn a median income of at least $20,000. He wants on-the-job training in a field projected to increase total employment by 2016. Based on the table above, which of the listed career choices matches his goals?

Mike and Kate plan to save money for their wedding over a 20 month period. They will need to save $8,000 to help pay for the wedding. They set aside the same amount each month. After a year they saved $4,000. Mike and Kate know they must adjust their plan in order to meet their goal, so they came up with the following options: Option A: Stay with saving the same amount they've been saving each month but postpone the wedding 2 months. Option B: Increase the amount of money they save each month by $80 from what they've been saving. Which of the following is a true statement?

Kyle and Linda are married with two children at home and a mortgage. Kyle’s net pay per year is $32,000 and Linda’s is $48,000. Their monthly expenses are $3,500.Kyle and Linda each contribute 15% of their earnings to a retirement fund and they have $5,000 in savings. They also have a $100,000 life insurance policy on Kyle, but none on Linda.As their financial advisor, what part of Kyle and Linda’s financial plan would you encourage them to work on and why?

Which of the following modifications to the list of assets and liabilities below would result in an increase in net worth?Cash of $300.Car valued at $28,000.Car loan of $22,000.Motorcycle valued at $6,000.Savings of $2,000.Credit card balances of $4,000.Student loan of $10,000.

Joanne has a goal of buying a townhome and saved for 5 years. She expected to have the down payment of $15,000 saved by now but unfortunately she is $2,000 short. Joanne is stressed and ready to give up. As her friend, what would you say to Joanne to convince her that she should not give up? Give her an option of how she might adjust her plan.

OccupationMedian Annual Earnings (Dollars)Postsecondary Education or Training CategorySheet metal worker37,360Long-term on-the-job trainingMassage therapist33,400Postsecondary vocational awardReligious worker24,330Bachelor’s degreeMathematician86,930Doctor’s degreeMakeup artist31,820Postsecondary vocational awardPrivate detective33,750Work experience in a related occupationU.S. Bureau of Labor Statistics, 2006.Jasmine wants to enter a career with median earnings of at least $33,500, but she doesn’t want to go to college. Which of the following occupations fits her plan?

Tom has a goal of saving enough money to buy a new set of rims for his car. Tom makes $7.50 an hour take home pay at his job working 15 hours per week. If the rims that Tom wants cost $900, how long will it take Tom to achieve his goal?

By examining the spreadsheet below, what part of the financial plan might be missing?