What is the difference between a credit score and a credit rating?a.A credit score and a credit rating are the same thing.b.A credit score is a measure of how much debt you have, and a credit rating is a measure of your creditworthiness.c.A credit score is a number indicating your creditworthiness, and a credit rating is a measurement of how your credit score compares to others.d.A credit score is a measurement of your creditworthiness from one major credit bureau, and a credit rating is a measurement of your creditworthiness from all three major credit bureaus.