How much money would need to be deposited into an account earning 5.75% interest compounded annually in order for the accumulated value at the end of 25 years to be $85,000?

For annual compounding, the future value is A = P(1 + r)^t. Rearrange to find the deposit: P = 85,000 ÷ (1.0575)^25 ≈ $21,009.20. So the deposit needed is $21,009.20, choice C.

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