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Understanding College Savings Answers

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Stephen plans to attend community college for two years. His expenses are only $2,000 each year, because his parents are paying the rest. He earned a one-time $900 scholarship. How much will he need to pay for the two years of college from his savings or by working?

A
$1,100
B
$2,200
C
$3,100
D
$4,900
2
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Alex is nearing graduation. His counselor showed him this information. Alex’s College Costs & Payment Options per YearCostsMethods of PaymentTuition & FeesGrants & Scholarship$10,100$12,500Room & BoardWork-Study$11,750$8,000If his parents cannot help Alex with college, and two of his scholarships will be awarded to other students if he does not accept them immediately, which is the best option for him?

A
He could work each summer to earn the $1,350 difference.
B
He could wait a year for college and earn the difference.
C
He could abandon his plans for college because he does not have enough money.
D
He could take out a student loan for the difference of $1,350, plus an extra $2,000 a year for mad money.
3

Which term is defined as a loan given to students to help pay for education-related expenses?

A
financial aid
B
scholarship
C
student loan
D
work-study
4

How are loans and grants different?

A
Loans must be repaid, while grants are like gifts.
B
Grants must be repaid, while loans are like gifts.
C
By filling out the FAFSA, students can find out if they qualify for grants, but not loans.
D
By filling out the FAFSA, students can find out if they qualify for loans, but not grants.
5

Jorge is attending college next year. He just got information on the college costs and the financial aid package the college is offering. Jorge knows his parents can contribute $4,500 each year. Jorge’s College Costs & Financial Aid Package per YearCostsFinancial Aid PackageTuition & FeesGrants & Scholarship$26,000$18,500Room & BoardWork-Study$12,500$8,500How much will Jorge need to pay each year from his own savings and from loans?

A
$3,000
B
$7,000
C
$7,500
D
$11,500
6

Marcel is nearing graduation. He just met with his counselor and she showed him this information. Marcel’s College Costs & Payment Options per YearCostsMethods of PaymentTuition & FeesGrants & Scholarships$12,500$6,500Room & BoardWork-Study$8,200$9,800If he pays the balance with a student loan, how much will he need to borrow for his first year?

A
$4,400
B
$6,000
C
$10,900
D
$14,200
7

Sophie is attending college next year. She just got information on the college costs and the financial aid package the college is offering. Sophie knows her parents can contribute $3,500 each year.Sophie’s College Costs & Financial Aid Package per YearCostsFinancial Aid PackageTuition & FeesGrants & Scholarship$11,750$9,000Room & BoardWork-Study$11,500$7,000How much will Sophie need to pay each year from her own savings and from loans?

A
$2,750
B
$3,750
C
$7,250
D
$10,750
8

Roderick is in 11th grade and wants to attend college to become a marine biologist. He knows he will need funds. What should he do to begin the process of planning for paying for his education?

A
He could ask his friends to donate to an account for his college fees.
B
He could fill out a FAFSA form to determine what financial aid he would qualify for.
C
He could quit the sports and clubs he is involved in to earn more money at an after-school job.
D
He could graduate from high school and then work until he has enough money to pay for college.
9

Which term is defined as an educational program in which students alternate between school and gaining work experience?

A
financial aid
B
scholarship
C
student loan
D
work-study
10

Which form must be filled out and submitted to determine the types and amount of financial aid available to a student?

A
FAFSA
B
1080EZ
C
voter registration form
D
HIPAA notice

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Understanding College Savings Answers — CPS…