1246
QuizMultiple Choice

Modeling with Rational Functions — Unit test

Question 1246 • Crowley Credit Recovery Algebra II B

Most people prefer to pay health insurance premiums rather than pay out-of-pocket for medical expenses because

Answer
A
people are cautious and believe they are less likely to get sick if they have health-insurance coverage.
B
doctors and hospitals always provide better care to people who have health insurance.
C
people still feel more secure with a health insurance policy, even though out-of-pocket costs are often lower.
D
medical costs can be extremely high, and insurance is more affordable than paying out-of-pocket for a hospital stay.

Explanation

A hospital stay or other serious medical event can cost far more than most people can comfortably pay at once. Health insurance premiums spread the cost over time and help protect people from very large bills, so insurance can be more affordable than paying the full medical expense out of pocket. The correct choice is D, medical costs can be extremely high, and insurance is more affordable than paying out-of-pocket for a hospital stay.

AI-written and checked against the verified answer.

Previous
Next