AnswersCPS Online Personal Finance fall – 3-2027Careers, Salaries, and Lifetime Income

Careers, Salaries, and Lifetime Income — Unit test Answers

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21
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How is a student loan different from a scholarship?

A
A student loan must be paid back, but a scholarship is not paid back.
B
A scholarship must be paid back, but a student loan is not paid back.
C
A student loan is a form of financial aid, but a scholarship is not.
D
A scholarship is a form of financial aid, but a student loan is not.
22
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Desmond told his two friends, Marley and Brianna, that he was awarded a $10,000 grant for college if he becomes a math or science teacher. Desmond wants to teach physics.Marley told him he should take the grant. Brianna told him not to take the grant. Which statement about their advice is true?

A
Marley is correct because a grant is like a gift and he can still get scholarships or loans to pay for the rest of his expenses.
B
Marley is correct because a grant is like a gift and he can still get scholarships or loans to pay for the rest of his expenses.
C
Marley is correct because he can take the grant and then study whatever he chooses without paying it back if he changes his mind about his career.
D
Marley is correct because he can take the grant and then study whatever he chooses without paying it back if he changes his mind about his career.
E
Brianna is correct because he cannot get scholarships if he takes the grant and scholarships would pay more of his education costs.
F
Brianna is correct because he cannot get scholarships if he takes the grant and scholarships would pay more of his education costs.
G
Brianna is correct because grants are like loans and must be paid back. He should wait and see what scholarships and work-study programs he qualifies for.
H
Brianna is correct because grants are like loans and must be paid back. He should wait and see what scholarships and work-study programs he qualifies for.
23

Arthur is 10 years old. Tuition for one year at a public two-year college is $3,125. In 8 years, tuition is expected to increase 32%. Arthur’s family plans to save for his college costs for 5 years. If the family saves $75 per month, will there be enough money to pay for the expected cost of one year at the college when he is 18?

N
No, they would need to save about $30 more per month to have enough money.
N
No, they would need to save about $15 more per month to have enough money.
Y
Yes, they could save about $5 less per month and still have enough money.
Y
Yes, they could save about $30 less per month and still have enough money.

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