How are the regulations for Electronic Fund Transfers (EFTs) different from those for Peer-to-Peer (P2P) payments?
A
P2P payments, but not EFTs, are controlled by the Fair Credit Reporting Act.B
P2P services can't keep credit card details, unlike EFTs.C
Both EFTs and P2P payments are covered by the Electronic Fund Transfer Act.D
All EFTs and P2P payments are regulated by credit card rules.