Refer to the passages.This reform will help foster innovation, not hamper it. It is designed to make sure that everybody follows the same set of rules, so that firms compete on price and quality, not on tricks and not on traps. . . .In the end, our financial system only works—our market is only free—when there are clear rules and basic safeguards that prevent abuse, that check excess, that ensure that it is more profitable to play by the rules than to game the system.–President Barack Obama, Address on signing the Dodd-Frank Wall Street Reform and Consumer Protection Act, July 21, 2010 The legislation I’m signing today rolls back the crippling Dodd-Frank regulations that are crushing community banks and credit unions nationwide. . . .. . . By liberating small banks from excessive bureaucracy—and that’s what it was: bureaucracy—we are unleashing the economic potential of our people. . . .. . . We passed and signed a record number of bills terminating job-killing regulations.–President Donald Trump, Address on signing the Economic Growth, Regulatory Relief, and Consumer Protection Act, May 24, 2018