Justin is taking a class in which he is working on his future career goals. His teacher asked him to write an essay answering questions about his ideal future. Justin wrote this:"In five years, I will be 22 years old. I will have graduated with my bachelor’s degree. I will hopefully be living in Colorado, where I will have a job as a computer analyst. I am hoping that I will be near my family members, who also live in Colorado. I plan to be debt-free and regularly putting money into my savings account.”