Darryl’s credit card has a minimum monthly payment of 2.51% of the card’s balance. If Darryl currently owes $1,431.72, what is his minimum payment, to the nearest cent?

Convert 2.51% to a decimal: 0.0251. Multiply the balance by this rate: $1,431.72 × 0.0251 = $35.936172, which rounds to $35.94. The minimum payment is $35.94 (choice D).

AI-written and checked against the verified answer.