AnswersFL-2106010-MJ Civics B-CRUnit Test

Unit Test — Cumulative exam Answers

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1
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What is an interest group?

A
a group formed to influence government policy
B
a group formed to introduce and pass bills
C
a group formed to open profitable businesses
D
a group formed to lend money to consumers
2
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Review this social media post.

Question illustration
A
Look to see how many people liked the social media post or shared it.
B
Do a reverse image search to see whether the photo is used elsewhere.
C
Look up the date the photo was taken to see if it matches the wildfires.
D
Do research on how powerful a laser would need to be to start a wildfire.
3

How can students under the age of 18 participate in the democratic process?

A
by voting
B
by being informed
C
by running for state office
D
by being part of the Electoral College
4

What is the federal budget?

A
a plan for how the government will spend money
B
the amount of money the government raises from taxes
C
the amount of military spending that occurs each year
D
a plan that shows what services US citizens will receive
5

What is predatory lending?

A
when banks treat borrowers unfairly to make larger profits
B
when banks refuse to give loans to people who qualify for them
C
when banks agree to give people loans but then refuse to provide the money
D
when banks don’t make a large profit on the loans they provide to borrowers
6

Emma and Julietta recently lost their jobs and have fallen on hard times. Their twin daughters just turned four and are very bright. But the couple can no longer afford the preschool they had planned to send the twins to in the fall.

A
disaster relief
B
Head Start
C
Medicare
D
Social Security
7

What types of money do banks typically hold?

A
The money held by banks today is in electronic form only.
B
The money held by banks is in the form of paper currency only.
C
The money in banks in the United States is always in US currency.
D
The money in banks includes currency, debit and credit cards, and gold ingots.
8

How did the sovereignty of Indigenous people affect their status in the US prior to 1924?

A
They were not allowed to govern themselves.
B
They could choose to live on reservation land.
C
They were not considered US citizens.
D
They held the basic rights of US citizenship.
9

What is one type of freedom the First Amendment protects?

A
safety
B
voting
C
privacy
D
expression
10

What is an entrepreneur?

A
a person who takes a job position at a government-funded business
B
a person who plays it safe in business and doesn’t take any risks
C
a person who risks starting a business based on a new idea
D
a person who works in a business that has been around for many years
11

Which factor best explains one reason economic cycles are often difficult for people to break?

A
The types of jobs available have remained largely unchanged in recent decades.
B
Home ownership no longer provides a way to achieve a level of financial stability.
C
A lack of resources makes it difficult to invest in opportunities that promote financial growth.
D
The availability of financial investments, such as stocks and bonds, has greatly decreased.
12

What is the greatest challenge that many entrepreneurs face?

A
not achieving the outcome they hope for on their first try
B
not finding the right people to do the labor that is required
C
having many good ideas and not knowing which one to choose
D
having more demand for their product than they can supply
13

In what way was the 1969 Alcatraz occupation successful?

A
The justice system stopped using the island to house Indigenous prisoners.
B
The US government agreed to halt work on building a telescope on the island.
C
The US public became more aware of the need for Indigenous self-determination.
D
The land was returned to the groups of Indigenous people who had lived on it originally.
14

What role do households play in the circular flow of income?

A
Households produce goods and services.
B
Households rely on factors of production.
C
Households consume goods and services.
D
Households pay wages, rent, and dividends.
15

What happens when demand is greater than supply?

A
Demand falls to meet supply.
B
Supply and demand fall together.
C
Prices fall until equilibrium is reached.
D
Prices rise until equilibrium is reached.
16

Which best explains why the world’s mixed-market economies should be viewed as a spectrum?

A
ixed-market economies account for the largest number of economies in the world.
B
Mixed-market economies tend to produce more income inequality than command economies.
C
Mixed-market economies vary in how well they meet their economic challenges.
D
Mixed-market economies vary in the amount of command versus market elements they possess.
17

What is the definition of opportunity cost?

A
how much your decision will cost you financially
B
the feeling you have when you have trouble deciding
C
your next step when you decide to do something
D
what you give up when you decide to do something else
18

The Acme Company is committed to using renewable resources as much as possible. This includes using solar power in its factory. However, the company is in an area that experiences long periods of cloudiness in the winter months. During these times, the company gets electricity from the local power company, which uses natural gas to make electricity.

A
Renewable resources can be completely used up.
B
Renewable resources are always available to use.
C
Renewable resources are not replaceable once used.
D
Renewable resources can be limited by conditions.
19

Scales and Fins produces equipment for recreational fishing. The company would like to design and produce a high-tech fish finder that is easy to use and inexpensive. The company is most concerned about designing the product because the process requires workers with specialized skills. No one in the company currently possesses those skills.

A
labor
B
capital
C
equipment
D
natural resources
20

How does disinformation typically appear on social media platforms?

A
It is posted by trolls and automated accounts.
B
It is posted by advertisers trying to attract customers.
C
It is posted by news agencies to encourage comments.
D
It is posted by friends who are sharing ideas and interests.

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