Employment and Education Answers
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How is a student loan different from a scholarship?
A
A student loan must be paid back, but a scholarship is not paid back.B
A scholarship must be paid back, but a student loan is not paid back.C
A student loan is a form of financial aid, but a scholarship is not.D
A scholarship is a form of financial aid, but a student loan is not.23
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What is one benefit of privately issued student loans?
A
They are issued in cooperation with the student’s university to reduce costs and paperwork.B
They have lower interest rates and can be paid back with lower out-of-pocket costs.C
They are backed by the US government to ensure greater financial security.D
They are available to any student who meets lending standards, regardless of financial need.24
This graph compares the cost of an education at different institutions in Texas.
A
private universities can cost three times as much to attend as public universities.B
public universities can cost three times as much to attend as private universities.C
community colleges can cost five times as much to attend as technical schools.D
technical schools can cost five times as much to attend as community colleges.25
Which statement describes an hourly wage job?
A
Each paycheck is the exact same regardless of number of hours worked.B
Each paycheck is less, even if an employer wants you to work more hours in a week.C
If an employer wants the employee to work more hours in a week, the result is a larger paycheck.D
If the business is closed for a holiday, the employee still gets paid regardless of available vacation hours.26
This graph compares the total cost of attending educational institutions in Texas.
A
technical schools greatly varies.B
vocational schools greatly varies.C
four-year universities greatly varies.D
community colleges greatly varies.27
These lists provide information about two jobs.
A
Job A has a lower salary than job B, but the benefits make job A a more attractive pay package.B
Job B has a lower salary than job A, but the benefits make job B a more attractive pay package.C
Job A has a higher salary than job B plus benefits that make job A a more attractive pay package.D
Job B has a higher salary than job A plus benefits that make job B a more attractive pay package.28
Which educational institutions typically cost the most to attend?
A
vocational schoolsB
community collegesC
public universitiesD
private colleges29
How is a federal loan different from a private loan for an education?
A
A federal loan is available for any student who meets the government’s lending standards. A private loan is only available for students who show a need.B
A federal loan is only available for students who show a need. A private loan is available for any student who meets the bank’s lending standards.C
A federal loan can only be used to pay for a student’s tuition. A private loan can be used to pay for a student’s tuition and any other expenses.D
A federal loan can be used to pay for a student’s tuition and any other expenses. A private loan can only be used to pay for a student’s tuition.30
This graph compares the cost of room and board at educational institutions in Texas.
A
public community colleges are considered to be affordable alternatives to private community colleges.B
students in Texas have become increasingly drawn to technical schools over community colleges.C
many students might choose an alternative living situation over paying room and board at a four year institution.D
some Texas students have opted to delay attaining a degree in higher education for several years.31
Which statement best defines tuition?
A
Tuition is federal money awarded to a student.B
Tuition is aid given to a student by an institution.C
Tuition is money borrowed to pay for an education.D
Tuition is the price of attending classes at a school.32
Work-study is a program that includes
A
working at an outside job to help pay for school.B
taking a school job to help pay for an education.C
agreeing to serve in the military for financial aid.D
participating in a service program to receive aid.Did you find these answers helpful?
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