Julie wants to buy a car and is deciding how she should invest her money. To best meet her needs, she should

Julie will need the money available when she is ready to buy the car, so a savings account is a suitable place to keep it while earning some interest and maintaining easy access. A checking account also offers access, but it is mainly intended for everyday transactions and typically pays little or no interest. Savings bonds are not necessarily short-term investments, and commodities can be risky.

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