Denisse, a 40 -year-old consultant, purchases a whole life insurance policy with a $⁢400,000 death benefit. The policy includes a cash value component that grows at a fixed interest rate of 3.85% annually. Denisse contributes $⁢7,500 annually to the policy's cash value portion, and the accumulated cash value will continue to grow at the same 3.85% interest rate. What will the cash value portion be after 20 years? Use the formula cap A is equal to the fraction with numerator cap p times open paren open paren 1 plus r over n close paren raised to the n t power minus 1 close paren and denominator open paren r over n close paren