Lloyd has $20,000 to deposit. His wife’s illness leads to medical expenses beyond what their insurance will cover, so Lloyd must often quickly access his savings. Recommend a good way for Lloyd to store his money.a.A two-year CD giving 9.1% interest annuallyb.An online savings account giving 3.6% interestc.A series of six-month money market accounts paying 4.6% interestd.A checking account with free checks